People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Mortgages
Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.
You can choose how we are paid for mortgages; pay a fee, usually 0.5% of the loan amount or we can accept commission from the lender.
The Financial Conduct Authority does not regulate Tax or Estate Planning, Buy-to-Let Mortgages and Trusts.
Remortgaging means switching your mortgage to another deal with another lender without moving property.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.
The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.
A bridging loan is taken out to ‘bridge’ the gap between the purchase of a new property and the sale of an existing one.
We will be paid a commission from the lender.
| Indices | ||
| Value | Move | % |
| FTSE 100 | 8,085.07 | -13.95  | -0.17 |
| FTSE All Share | 4,414.95 | -12.11 | -0.27 |
| Currencies | ||
| Value | Move | % |
| Euro | ||
| 1.20 | 0.00 | 0.00 |
| United States Dollar | ||
| 1.27 | 0.00 | -0.03 |
Data is compiled by Adviser Portals Ltd every 60 minutes. Information is not realtime. Last updated: 21/11/2024 at 07:00 AM